ebisen's past comments

  • 1

    ebisen

    If you're even smarter you just take out everything in her name because the terms of the credit or loan will be more favorable than for you regardless of how much you earn.

    You're strongly limiting your options on what size the loan can be this way. They will check her salary as well, and will give her a maximal sum that might well be under what you ant or need. Most couples where both work combine two loans and purchase something bigger.

    Posted in: Mortgage considerations for non-Japanese in Japan

  • 1

    ebisen

    Theeastisred: Well, I`ve only done it once, when I've built my house in Japan, so I can't compare the situations.. But in my case, on a spouse visa, and with half the loan on my Japanese wife's name, the MUFG, after promising a loan approval and letting us wait 6 months, finally declined it (even with me having already a permanent residency). I'll never d business with that s*it bank again, and advise all gaijin here not to bother with MUFG. BTW, I have a very good job, in a big multinational company (non-Japanese) with a salary more than double the average for my age, after 5 years of employment there, then.. Still, they refused it, and ruined our construction schedules, in a process I can only describe as racist.

    What we did then was to go to a smaller, local bank. They seemed much more open towards foreigners and gave us extremely good rates, everything approved in one week.

    So, to everyone planning to take a loan, try it with local banks first. You will be surprised of how good they might treat you, even if you're a foreigner.

    Posted in: Mortgage considerations for non-Japanese in Japan

  • 0

    ebisen

    10 years ago, you would need a permanent residency, a guarantor, and a very steady income to get a loan for a house. Illegal as it might be..

    Posted in: Mortgage considerations for non-Japanese in Japan

  • -1

    ebisen

    The high winds won't blow these two away for sure...two reasons:

    1 - gravitationally stable, already mentioned.

    2 - aerodynamically efficient.

    Posted in: Windy day

  • -1

    ebisen

    The guy earns a living by running 1500 metres against 3 blokes and eating a bowl of gyudon?? My careers advisor was wrong, oh so wrong..

    HAHA - career advisors are ALWAYS wrong. After all, they've became only career advisors themselves... that being said, earning big on youtube seems like a very good career choice, it does take talent and patience though...

    Article Unavailable

  • 0

    ebisen

    So the investment was 30.000.000. Prices/person START at 800.000, potentially bringing them at least 289X800.000/30=7.706.666 JPY/year; constant for that room only, guaranteed for 30 years. Not BAD, not bad at all. Perhaps I should start a career in this religious business also (note the 666 triplets :) ) ...

    Posted in: Kyoto temple’s mausoleum accepts women who don’t want to share their husband’s grave

  • 3

    ebisen

    Oh, come on! It was a joke!

    Article Unavailable

  • 1

    ebisen

    A mean price to pay for a guy who listens to Waits, jazz, Brazilian, Dizian and Kamien, David Sylvian

    I feel with you there, public places playing the same song over and over and over, until we start hating what was originally a very good piece. You would probably like Adele's work, based on your preferences.

    Posted in: Adele sweeps Grammys with 5 wins, while Bowie gets 4

  • 2

    ebisen

    Prince’s estate has made clear it wants to do more to monetize his music

    Theyre so happy, now that hes dead, they`re gonna get rich....hyenas, hunting for money,. in total disrespect for what he actual artist would have wanted...

    Posted in: Prince classics return to main streaming sites

  • 0

    ebisen

    She`s only human after all. I really liked her performance.

    Posted in: Adele sweeps Grammys with 5 wins, while Bowie gets 4

  • 0

    ebisen

    Strandings are natural events, mechanical slaughters aren't.

    You're funny. Some of the whales were still young and saving them would have helped the population in a more ecological and cost efficient way than chasing the Japanese through the Antarctic. Nobody would watch the show, though, they'll have to stick to crab fishing and plane crashing shows...

    Posted in: Hundreds of whales wash up dead on New Zealand beach

  • 1

    ebisen

    Yep, where are the Sea Shepherd? The certainly have the money and the resources to build up a watching post and an emergency reaction team in places where whales are prone to beaching... Ah, I see, this does not make for good television. It does not offer the chance to pose as heroes in order to get the budget for the next season of TV shows?..

    Posted in: Hundreds of whales wash up dead on New Zealand beach

  • 1

    ebisen

    7/11 100 JPY coffee is really very hand to beat. 100% Arabica, and the beans are not older than 7 days since roasting. I do prefer it...

    Posted in: When you drink coffee or tea in Japan, do you prefer the chains like Starbucks, Tully’s, Doutor, etc, or do you prefer the traditional “kissaten?”

  • 0

    ebisen

    Im a gaijin man, and HATE sitting next to anyone with hygiene problems. Many J-Men, especially those in their 4-60s STINK of tobacco, uncleaned suits and bad breath. I can fully understand why the ladies won`t want to sit next to them.

    As Im 190 tall, and very solidly build (wide shoulders, not fat :) ), I do take more than the average space. I therefore also understand why someone wouldt want to sit next to me also (although I take good care of my hygiene). Sone ladies are smart though , and quickly notice that with my built I do make a perfectly placed very good pillow. As I have long rides home, I do let them put their head on me and take a rest. More than once I was put in amusing situations, having to clean powder makeup from my shoulders though...

    On the other hand, if one of those stinky men would try to use me as a pillow, then it`s:"Elbow - meet stinky man. Stinky Man, meet Elbow. Introduce yourselves...".

    Posted in: Survey finds big gap in Japanese train passengers who want to sit next to someone of opposite sex

  • -1

    ebisen

    I, myself also got shot once with a BB in my bum... Even through jeans, it`s a pain not easily forgotten. Those two are some veeery sick puppies, better lock them away for some years...

    Posted in: 2 men arrested for shooting girl with air gun from car

  • 3

    ebisen

    People use travel agents? How cute...

    You obviously never arranged business trips for large groups within large companies. Try it online, just for fun, to arrange the schedules and make 20 different Plane+Shinkansen+Hotels reservation for 20 high level managers all needing to arrive in the same room at the same time. It is a task that will take an H.I.S employee 2 hours, and will take you, online, at least one day. I don't mind the extra 5000 JPY business fee charged for such tasks...

    Article Unavailable

  • 1

    ebisen

    Let's have all of Japan under the Unesco's World heritage risk!

    Article Unavailable

  • 0

    ebisen

    Hey, Mikitani!

    Japan sends thousands of refugees to die back home every year! Doesn't that make you wanna cry?

    Posted in: Rakuten CEO tweets Trump move to ban refugees makes him cry

  • 2

    ebisen

    A very low quality product selling for big money only because of their brand name. Anyone riding bikes and having the chance to try a Harley knows what I`m talking about. Exactly the same as their automotive counterpart, instead of trying to improve their ride quality issues (vibration, poor handling) and bring it at least up to par with their European or Japanese counterparts, they complain about the competition and will probably try to harm it by additional taxes.

    Harley Davidson is marketing these issues as "the unique Harley signature" and try sell such bad bikes at premium prices (at least 3X of what they should be based on the average materials and the shoddy workmanship only). Well, guess what, people aren`t that stupid, Americans included.

    Posted in: Harley-Davidson slumps in 'America First' era

  • 2

    ebisen

    BTW comments about the rules: Anyone practicing a martial art knows already that there are more unwritten rules than written ones AND that the elderly and highest ranked always have the last word. He is good enough for being a yokozuna BECAUSE they decided that, two wins in a row or not. It is simply like this, you don't like it, you don't have to dance.

    Posted in: Kisenosato formally promoted to yokozuna

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